Opening an Account at Kiwibank

Opening an Account and Choosing a Banking Card at KiwibankThere are four types of everyday accounts available at Kiwibank: Free Up, NOW account, Front Runner and Bill Blaster.



  • “Free up account” is for those who use online banking frequently. In these accounts, transaction fees are not charged.
  • “Now account” is a standard everyday account with a different choice of fee structures.
  • “Front runner” is an account with a high-interest rate and if a balance of $4000 or higher, there are no fees attached.
  • Bill blaster” is a custom-built billing account, that works alongside one of the above accounts.

Any of those accounts can be opened at Kiwibank, using one of the three options:

  1. Online
  2. By phone
  3. At any local Kiwibank branch

Opening an account online

  1.  Click here to visit their website to start the process.

We won’t go explain any further as they already have a great, intuitive design with instructions as well!

Applying for an account by phone

If you’d prefer to talk to a real person, simply give them a call on 0800 113 355, and they’ll take you through the process of setting up an account with them.

Visiting a branch in person

You can directly go to the closest Kiwibank branch and open a new account. If you are a new customer, you will require your passport, driving license or ATM card with photo ID, your name & signature verification purposes. You’ll also need a bank statement or a utility bill (not older than a year) with your name and address as your address proof.